You took a picture, put four other pictures with feathered edges over the corners, then you put some text, which you didn't even bother to add Anti-Aliasing to, on it. I can actually tell where the edges are on the pictures you added. You didn't even bother to blend the images with the background.
In my opinion, it's tacky and it could easily be done in about 5 minutes or less with Photoshop. You could have definitely put more work into it.